Debt Rescue
Find the help you may qualify for.
See the programmes, zakat bodies and complaint services in your country, with a link to each official site and the date we last checked it. We are starting with Malaysia and the United Arab Emirates.
Fair, interest-free money guidance · for everyone
Clear your interest debt first. Then grow your money.
Findeen shows where you stand, finds real help with what you owe, and helps you invest only in fair, ethical ways. Built on Islamic finance principles. Open to everyone.
Example screens. Your own numbers appear when you add them.
One fair standard for everyone
Findeen is built on Islamic finance principles and applies them the same way to every user, whatever you believe. This is what it will never show anyone.
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No interest traps
Findeen never recommends loans, cards or savings that charge or pay interest. It shows fair alternatives instead.
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No gambling-style investing
No get-rich-quick speculation, and nothing that works like a bet.
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No harmful industries
Investments are screened to keep out alcohol, gambling and similar businesses.
Where our information comes from
- AKPK
- Lembaga Zakat Selangor
- PPZ-MAIWP
- Majlis Agama Islam Johor
- Bank Negara Malaysia
- Awqaf, UAE Zakat Fund
- IACAD Dubai
- Sanadak, Central Bank of the UAE
- AAOIFI standards
Everything you need, in the right order
Findeen looks at your income, spending, debt and savings, then tells you what to do first. For most people, that is the debt.
Interest Check
Find where interest touches your money.
Answer a few questions about cards, loans, savings and insurance. Every place interest touches your money (called riba in Islamic finance) comes with a fair, interest-free alternative, and you tick them off as you fix them.
Zakat and giving
Know what you owe.
Zakat is the yearly giving that Muslims work out on their savings. Add what you own and what you owe, and Findeen works out your zakat. It applies the nisab (the minimum amount) and the 2.5% rate for you and takes your debts off first. Not for you? Skip it. The rest of Findeen works the same.
Portfolio
Keep your holdings in order.
Track what you hold and see how well it fits fair, ethical rules. If any of it earns income that should not be yours to keep, Findeen works out how much to give away (this is called purification).
Ethical investing
Check before you invest.
Stocks, ETFs, funds and sukuk (Islamic bonds) are screened against published standards such as AAOIFI, so you stay out of interest-based companies, gambling, alcohol and similar industries. You see the numbers behind every result, not just a label.
Personal advisor
Ask about your own numbers.
Ask in English, Arabic, Urdu, Indonesian, Malay, Turkish or French and get plain answers that use your own situation. It is a guide, not a scholar and not a licensed adviser.
Four stages
Know which stage you are in.
Findeen places you in one of four stages, from steadying your money to growing it, and changes what it suggests to fit. The order matters: a cushion, then debt, then savings, then growth.
Why join Findeen
1
You hear first
You get one email the day Findeen opens, so you do not have to keep checking.
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You help decide where we start
What you tell us you need most decides what we build first, so the first version fits real people.
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Your email stays yours
A short note now and then. We never sell or share it, and you can ask us to delete it by replying to any email we send.
Questions
Is Findeen only for Muslims?
No. Findeen is for anyone who wants to clear interest debt and grow money fairly. It is built on Islamic finance principles (no interest, no gambling, no harmful industries) and applies the same standard to everyone, so it never shows anyone those things. You do not need to be Muslim to use it.
What is Findeen?
Findeen is a money guidance app built on Islamic finance principles and open to everyone. It looks at your income, spending, debt and savings, then tells you what to do first. It helps you clear interest debt, work out your zakat if you give it, check investments against ethical standards, and ask a personal advisor about your own numbers.
How does Debt Rescue work?
Debt Rescue lists the free counselling, debt programmes and zakat bodies in your country that you may qualify for, with a link to each official site and the date we last checked it. Whether you qualify is always the institution’s decision, and Findeen never lends you money.
What is riba, and what is an interest leak?
Riba is the Arabic word for interest charged on loans. An interest leak is a place where it quietly touches your money: a credit card, a savings account that pays interest, a car loan. Interest Check asks you a few questions, finds them, and suggests a fair, interest-free alternative for each one.
How are investments screened?
Stocks, ETFs, funds and sukuk (Islamic bonds) are checked against published standards such as AAOIFI. That keeps out interest-based companies, gambling, alcohol and similar industries. You see the numbers behind every result, such as debt compared with market value and income from interest, not just a label.
Is the personal advisor a real person?
No. It is an AI guide that answers in plain language using your own numbers. You can ask in English, Arabic, Urdu, Indonesian, Malay, Turkish or French. It is not a scholar and not a licensed adviser, so for a decision that matters, speak to someone qualified.
Does Findeen need my bank login?
No. You enter your own numbers, and you can change them whenever you like. Findeen does not hold or move your money.
What do you do with my email?
We use it to tell you when Findeen opens and to send an occasional update. We never sell it or share it. If you want it removed, reply to any email from us and we will delete it.
What happens after I join?
You get one email the day Findeen opens, so you do not have to keep checking. Joining is free and does not commit you to anything. We have not set prices yet, and we will be clear about them before you ever pay.
Be among the first to use Findeen